Question 1

What is the duration of the program?

Accepted Answer

The “Credit Analyst Program” is a 6-month program delivered virtually.

1-3 months

Online Live Classes on Weekends (Or) Recorded Classes (Self Paced Study).
Mentor Support and Doubt Clarification.
Capstone Project.
Resume and LinkedIn profile enhancement.
Mock Interviews.

4-6 months

Placements Track - Access to Eduzi’s dedicated placement portal, AI Mock Interview tool and Attending Interviews referred by Eduzi.

Question 2

What should I do if I miss any Live classes?

Accepted Answer

Class recordings would be available with life time validity for reference and self-paced learning.

Question 3

What is the structure of the program?

Accepted Answer

• Interested candidate to contact Eduzi admissions office. • Eduzi team would screen the candidate for fitment for the program via quick call. • Candidates get enrolled to the program by paying the non refundable upskilling fees. • Attend Online Live Weekend (Saturday and Sunday) classes for 3 months (Or) Learn at your own pace 24x7. • Complete regular assignments and Capstone project. • Resume and LinkedIn profile enhancement and mock interview sessions. • All the successful candidates commence placement services through Eduzi after signing of the Income Sharing Agreement. • Attend interviews referred by Eduzi placement team and get job offers. • Pay 8% of one year’s CTC in 11 instalments after getting a job.

Question 4

Who is a Credit Analyst?

Accepted Answer

The term Credit Analyst refers to a financial professional who assesses the Creditworthiness of securities, individuals, or companies. Credit analysts determine the likelihood that a borrower can repay their financial obligations by reviewing their business,financial and management risk profiles and determining whether the state of the subjects financial health and the economic conditions are favorable to repayment.

Credit analysis is one of the most enriching career options for a professional wanting to pursue a career in finance. The job requires sharp analytical skills and a keen interest to analyze financials and operational information pertaining to a company.It provides you an opportunity to take part in discussions with the top management of the client and conduct independent research to make an overall assessment of the credit profile of the borrower.

A Credit Analyst analyses financial information from various sources (company balance sheets, news reports, etc.) and assesses the risk of issuing credit to the client. These professionals are mostly employed in corporate lending arms of Banks, investment Banks, Credit Rating Agencies, Financial Institutions, Mutual Fund houses, and Private Equity firms.

Question 5

What is the medium of instruction?

Accepted Answer

The medium of instruction at Eduzi is English. All lectures are delivered in English. As part of the curriculum, we also help you develop your written and verbal communication skills that help you become more employable.

Question 6

What expectations should I have for the Credit Analyst Program?

Accepted Answer

The curriculum covers from Foundation to Advanced topics. The program can be undertaken part time (you can continue as a working professional full-time) and requires a time commitment of about 8- 10 hours a week including lecture delivery hours, assignments and projects.

Question 7

Why Eduzi Academy?

Accepted Answer

Eduzi Academy is one of the fastest growing upskilling and job training Edtech platforms offering its flagship course “Credit Analyst Program”. The program differentiates with others in the market with its holistic and comprehensive nature and by being taught by highly successful real-time working professionals from leading Banks, FIs, NBFCs and MNC’s. Also, it is not taught in a theoretical/ traditional manner but is well known for its practical style which includes numerous real-world cases. It provides an in-depth coverage and a deep understanding of credit appraisal and analysis. The program covers more than any other credit risk program, giving you an Indian and global perspective on credit risk management and preparing you to be a highly successful credit analyst. Also, with the placement assistance and large network of hiring companies and consultants, we will leave no stone unturned to get you placed in leading Banks and MNC’s.

Question 8

How can I Join Eduzi Credit Analyst Program? Is there any interview?

Accepted Answer

Eduzi’s admissions team will screen the candidates for fitment of their profile for the credit analyst profile via a quick call. Screening is done to ensure best results of our program. Please call/WhatsApp on the below numbers our admissions team to get Counselled - +91-79972-79973 +91-79972-79974

Question 9

Who can join this program?

Accepted Answer

MBA, M. Com, B. Com, BBA, B.Sc., B. Tech, CA, CMA, BA, etc., with minimum 1+ year of experience.

Question 10

Do you Guarantee job placements?

Accepted Answer

No, we don’t guarantee placements. But we will handhold the candidate until he/she gets Credit Analyst role in a reputed bank, NBFC or an MNC. Apart from rigorous training on Credit Analysis basics and advanced concepts, hand holding also includes making the student job ready in a holistic way. We provide guidance right from preparation of Resume/LinkedIn profile, update the student with all the hot credit jobs in the current market, undertake mock interviews and mentor the students for a high interview success perspective.

Question 11

How long will I receive the placement support?

Accepted Answer

After you complete the upskilling track, you’ll get Dedicated Placement Assistance with Profile Enhancement, Resume Building & Development, Interview preparation, AI-driven Mock Interviews and more. Then, you can sit for placements with companies that are hiring with Eduzi Academy for 3 months. You’ll receive dedicated career support until you’re successfully placed. Please Note that Eduzi’s Credit Analyst Program is NOT a Job Guarantee Program.

Question 12

Do I have to take the first job I’m offered?

Accepted Answer

Yes. Once the placement process begins, we will recommend you to reputed Banks, MNCs and Rating Agencies in our network. You need to accept the job offer if you clear the selection process.

Question 13

What if I want to get a job only in my Hometown?

Accepted Answer

Your job location is solely based on the opportunities available with our hiring partners. We do not commit anything with respect to a preferential job location.

Question 14

What is Placement Assistance provided by Eduzi?

Accepted Answer

Upon successful completion of the upskilling track, all the eligible candidates would be given placement support by Eduzi; we have a network of companies and consultants through which we identify hot jobs where active recruitments are happening and ensure that the successful candidates interview to such jobs. We handhold the candidate until he/she gets Credit Analyst role in a reputed domestic or international Bank, NBFC, Rating Agency or a MNC within three months of the successful completion of the online classes. The eligibility criteria for placements assistance are – • Overall grades in the program should be at least 60%. • Pass the mock Interview and project evaluation. • Have a minimum attendance of 85% for the course. • Complete all the program Modules along with assessments.

Question 15

Fees?

Accepted Answer

• Pay the admission fee and start learning. • Complete the 3 months of Online/Recorded classes, Capstone Project and assessments. • Join the Placements by signing the Income Share Agreement. • Get placed in top companies and Pay 8% of your annual CTC (to be paid in 11 monthly instalments), after you get a job above 6 LPA

Question 16

Is there an EMI option to pay the fee for Eduzi’s Credit Analyst Program?

Accepted Answer

Yes, EMI support is available for credit cards. Please select the EMI option while making payment for more information.

Question 17

What are the terms of the refund?

Accepted Answer

Please check the refund policy here: Refund Policy

Question 18

What are the Career growth prospects as a Credit Analyst?

Accepted Answer

A typical Credit Analyst rises to the position of senior analyst wherein he/she spearheads the assignment. With more experience, the analyst moves up to the managerial level, handling teams of analysts and looking after certain industries/sectors. The right candidate can rise to top management level. If one has the right attitude, ambition and proven capability, they can reach a top management position, like CFO or CEO. As you go along, there are immense opportunities. Credit Analysts are widely sought after by banks, NBFCs. MNCs, financial Institutions, Investment banks, private equity houses, etc.

Question 19

Where is Eduzi located?

Accepted Answer

The Eduzi head office is located in Hyderabad, India. All our programs are held online in an interactive environment.

Feature	Eduzi’s Credit Analyst Program	Other upskilling platforms
Curriculum	Designed to meet companies current requirements	Not Aligned to industry requirement
Doubt clarification and Mentor support	50+ highly qualified Working Professionals and Mentors ready help you	No qualified mentors
Trainers	Alumni of IIT, IIM and top B-schools and MNCs like HSBC, Citi Bank, Crisil, etc.	No real world experience
Careers	Exclusively into Credit (Analytical role)	Sales and operations roles (Low End)
Placement Opportunities	Large network of Hiring Partners	Limited Hiring Partners
Pedagogy	Case Study Approach and Real work Environment Simulation (Highly Practical)	Only Textbooks and Theoretical
Upskilling	Real and highly successful working professionals from large MNCs like Goldman Sachs, Citi Bank, HSBC, CRISIL, Axis Bank and many more	Regular College/University professors with no real work experience
Fees	Pay Major fee after placement	Pay full fee before joining
AI Mock Interviews	Eduzi’s dedicated AI platform	NO
Expert Mock Interviews	With Industry Professionals and HR Panels	NO
Scheduling Interviews	Yes	NO
Salary Negotiation with Companies	Yes	NO

Credit Analyst Program

Prestigious Banks, Top Rating Agencies and Leading MNC’s